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HomeTown Bank Newsletter
 409-763-1271www.htbna.bankAugust 2017
 
 
 

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Looking to Purchase? Time to Refinance?
By Traci Garcia
Vice President & Friendswood Bay Area Branch Manager

Are you a first time home buyer? The thought of purchasing a home can be overwhelming at times and takes tremendous financial commitment. A home is an expensive purchase, most likely one of the largest purchases you will ever make. The loan officers at HomeTown Bank can help you figure out what you can afford, keeping in mind not only principal and interest payments, but the cost of insuring and paying taxes on the home. What about refinancing? With interest rates still at historical lows, it may make sense to refinance your home. Give us a call and we will be happy to walk you through the process to determine if refinancing will be beneficial to you! With money to loan and the will to help, the best place to borrow is always right at home!
 
Hurricane Preparedness: Banking Locations
In case a hurricane impacts your local area, HomeTown Bank has these additional branches to help with your banking needs.
Pearland Education Foundation Fundraiser
Pearland Education Foundation Fundraiser
Sean Murphy and Donna Rizzo of HomeTown Bank of Pearland recently celebrated with the Pearland Business Development Committee at the Pearland Education Foundation annual fundraiser gala, themed “James Bond”. The 2017 Gala raised over $158,000 for the foundation and the Innovative Teaching Grants Program.
Annual Chalk Walk- Friendswood
Hometown Bank of Friendswood
HomeTown Bank of Friendswood recently sponsored Ada Jones at the Annual Chalk Walk fundraiser, coordinated by Friendswood Frame and Gallery. Ada was an art teacher at Texas City High School for 16 years and a member of the National Society of the Arts. The art was displayed on South Friendswood Drive in Friendswood and all proceeds will benefit a city-wide art installation in Friendswood.
Common Questions About Managing Your IRA
What you need to know to set yourself up for retirement

If you intend to spend the golden years of your life enjoying yourself, opening an IRA is a great way to get there. Once you have your IRA, properly managing it is every bit as essential.
We're Hiring!
We're Hiring!
Want to join our team? See career opportunities here!
Children's Advocacy Center Golf Tournament
Children's Advocacy Center Golf Tournament
HomeTown Bank of Galveston was a proud team sponsor of the annual Children’s Advocacy Center golf tournament. Pictured are Doug Rogers, D. Gale Rogers, HTB Vice President Brandon Rogers and Ben Peterek.
Lemonade Day
Lemonade Day
HomeTown Bank is a proud sponsor of the Galveston Regional Chamber of Commerce’s annual Lemonade Day every May. Pictured are members of the Alpha Charity League of Friendswood who chose the HomeTown Bank of Galveston Seawall Branch as their sales location. The group raised $250.00 for Reach Unlimited.
Alvin Branch Celebrates 10 Years
Alvin Branch Celebrates 10 Years
HomeTown Bank of Alvin celebrated 10 years on Friday, July 14th with customers and friends. The bank served lunch and dessert to its visitors as a special Thank You.
Why You Should Treat Your Savings like a Bill
How it helps to budget for your savings

The ‘pay-yourself-first’ strategy is a popular tactic for personal saving; but there is a similar way to describe this same school of thought that is even more effective: Treating your savings like a bill.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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