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HomeTown Bank Newsletter
 409-763-1271www.htbna.bankApril 2018

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This Month, We Celebrate Community Banks!
By Elise Worthen
Elise Worthen, Vice President Vice President

Every year, Community Banks are celebrated in the month of April. These institutions are indeed unique. Employees of a community bank are your neighbors and friends. We strive to give you exceptional service that can only come from the “know your customer” mentality because, to us, you’re not just anyone.  What is a community bank? Our definition and our purpose are related.

As a community bank, our focus is on the local businesses and families in the places we call home.  Local deposits are used to make loans to the neighborhoods where those depositors live and work. Those loan decisions are made right here in town with accessible loan officers who are always grateful for a visit from you. It’s the same loan officer you may see at the Rotary luncheon on Wednesday, coaching the Little League team on Thursday night, or at church Sunday morning.  A community bank rarely makes a move that isn’t beneficial to all, in our hometowns. You can rest assured that the best interests of our shareholders, customers, and employees are kept in mind. So, as we celebrate all community banks this month, please know that we are honored to be yours!

Congratulations on your Promotions!
Please join us in congratulating Racheal Espinosa, Jeanette Mack and Armando Garza on their promotions.
Live Here - Work Here
Alan RasmussenSr. Executive VP Allan Rasmussen was recently interviewed by the City of Friendswood for their “Live Here- Work Here” feature. To view the complete story, click here!
HomeTown Bank receives the "Eclipse Award" from United Way of Galveston

HomeTown Bank received the “Eclipse Award” from United Way of Galveston for growing their workplace Giving Campaign by almost $6,000! Members of the HomeTown Bank United Way Committee recently accepted the award at a special luncheon for the winners. Pictured are (from left to right): United Way Director Lindsey White, Elizabeth Birch, Stephany Cantu, and Jenny Chatman.
Keeping Business and Personal Finances Separate
Learn why keeping business money out of your personal accounts is best

Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your money all in one place, but in reality it can open you up to trouble. The following suggestions will help you keep everything straight.
How to Save Money on Your Grocery Bill
Stretch your food budget with these tips

By tweaking your meal planning, implementing coupons and taking advantage of sales, you can whittle down your grocery bill and still satisfy your hungry family.
HomeTown Bank Promotes Culling, Murphy to Senior Vice President!

Please join us in congratulating Gayle Culling and Sean Murphy on their promotions to Senior Vice President at HomeTown Bank.
Should You Cancel a Credit Card with $0 Balance?
The downsides of cancelling a credit card are usually not worth it

Many consumers are tempted to limit their debt by closing one or more credit cards as a result of the steady rise of the cost of living and credit card interest rates. However, though there are many reasons to close a credit card, there are ultimately even more and better reasons not to.
Pearland ISD Education Foundation

HomeTown Bank of Pearland was very proud to be one of the annual givers to the Pearland ISD Education Foundation Royal Affair event. Through the Annual Giving Campaign and the Gala event, over $148,000.00 was raised for the organization and its mission. Pictured are (from left to right): John Martin, Deborah Brown, Donna Rizzo, Charlie Rizzo, Marilyn Allison, Michael Allison, Crystal Carbone, and Tony Carbone.
Macrina Ortiz Celebrates 10th Anniversary at HomeTown Bank
Macrina OrtizMacrina Ortiz recently celebrated her 10th anniversary with HomeTown Bank. Click "Read More" to see what she had to say!
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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