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HomeTown Bank Newsletter
 409-763-1271 October 2022

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Going on Now, at a Branch Near You- Our United Way Giving Campaign!
Liz Birch
Senior Vice President


Sometimes, returning to a routine feels fantastic, and this is an example that's happening right now across all our branches: the United Way Giving Campaign! It is once again that time of year when we embrace the spirit of giving and ask our employees and customers to support those less fortunate than ourselves.

The United Way has many trusted community partners who are working every day to make lives better by improving health, education, and financial stability for everyone in our community. United Way offices are led by local community members, which makes them better able to respond (quickly) to the needs of locals. They have a local President and local board members. All the dollars donated stay local. What impresses me the most is 95.7% of the money raised goes to programs and services and not salaries. This year they are celebrating 99 years of helping people in our communities. They are doing a lot with a little, and they need our help! Click “Read More” below to continue…

Pictured are HomeTown Bank employees at the United Way Kickoff Luncheon:
Tiffini Hughes, Stephany Cantu, Aaron Leteff, Elise Worthen, Cynthia Dominguez, Liz Birch, and seated: Cynthia Gomez, Gayle Culling and Maria Barrera.

What Is a Good Amount for an Emergency Fund?
Understanding and determining how much money you should keep for disasters

Unexpected expenses can throw your life into turmoil — and if you don’t have the money to resolve the crisis, your life will become even more difficult. That’s why you need an emergency fund.
How Much Should You Spend On A Car Based On Your Income
Use your income as a guide for your car purchase

Buying a car, whether it’s new or used, is a significant investment. You don’t want to overextend your finances by buying a car outside your budget, but you don’t want to settle for a subpar vehicle just because the price is right.
Project Joy & Hope

HomeTown Bank proudly supported Project Joy & Hope at the their annual golf tournament fundraiser. Pictured are Scott Kusnerik, Bill Provenzano, Sean Murphy and Daniel Park.

HomeTown Bank is a proud supporter of the Clear Creek Education Foundation

Pictured are League City Branch Manager Bill Provenzano, CCEF Executive Director Deborah Laine, and Friendswood Bay Area Branch Manager Steve Owens.

HomeTown Bank staff attended “Denim to Diamonds” for Three Little Pitties Dog and Cat Rescue

Pictured are Denise Spruiell, Alanah Hunt, Debra Dunn, Aaron Leteff (with wife Ashley) and Liz Birch.

Managing Your Credit Score
Tips for boosting and protecting your score

Since your credit score is an indicator of your financial standing, it plays a large role in determining your eligibility for loans and favorable interest rates.
Welcome, Christy Rouse!

Vice President
HomeTown Bank of League City

Welcome, Tracy Vasquez!

Vice President
HomeTown Bank of Alvin

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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