800.541.0006 | www.themerrimack.com February 2018   Introducing a New Way to Pay with Your Merrimack Debit Card: Mobile Wallet What Does a 529 College Savings Plan Cover? Automatic vs. Manual Bill Pay Paying it Forward: How to Give Back in 2018 Setting Up an Emergency Management Plan for Your Business Tips for Buying an Existing Business MVSB & the Merrimack Gather Mittens and Donate Over $4000 to the NH Food Bank Exciting New Changes to Online Banking Coming February 21 Home Remedies to Alleviate Cold Symptoms June 2017 February 2017 October 2016 [MORE] Introducing a New Way to Pay with Your Merrimack Debit Card: Mobile Wallet We’re excited to introduce a new way to pay with your Merrimack debit card: mobile wallet! You’ll no longer need to fumble through your wallet for your debit card, this new service allows you to make purchases at participating merchants right from your mobile phone or device. Just tap, pay and you’re on your way! What Does a 529 College Savings Plan Cover? 529 college savings plans are only eligible for spending on certain expenses The cost of attendance at American universities is skyrocketing year after year, with a college education now costing up to six figures. 529 college savings plans offer a tax-free way to save money for your education. However, there are a few conditions since the money is tax-free, including what you can spend that money on. Here are a few of the qualified expenses included in the plan. Automatic vs. Manual Bill Pay Here are some of the best ways to utilize automatic and manual payments The increase of technology in our society is not only seeping into our media and personal tech, but also into our finances. Many of your bills likely allow you to pay online and some will even have an option for automatic payments, with the money coming out of your account each month without you having to lift a finger or send a check in the mail. Setting Up an Emergency Management Plan for Your Business How to prepare your business for unexpected disasters All individuals and businesses should be prepared for the unexpected by setting up an emergency management plan. While an emergency fund can help individuals cover unexpected expenses such as a large medical bill, it will take more for businesses to be ready for a disaster. Tips for Buying an Existing Business Hit the ground running with an established enterprise If you’re not sure whether you have the skills or patience to build something from the ground up, buying an existing business is another option. Exciting New Changes to Online Banking Coming February 21 You'll soon notice a new look and a device-responsive design when you log in to online banking. We're also upgrading our current financial management and budgeting tool, FinanceWorks, with industry-leading Money Management. You’ll experience enhanced account aggregation, spending categorization, customized financial goals, alerts and much more! MVSB & the Merrimack Gather Mittens and Donate Over $4000 to the NH Food Bank Sister Banks, Meredith Village Savings Bank and Merrimack County Savings Bank are grateful for members of the community who donated cold weather items to their annual Mitten Tree drives. More than 2,000 mittens, gloves, hats and scarves were collected and distributed to local schools and non-profits and over $4,000 was donated to the NH Food Bank. Paying it Forward: How to Give Back in 2018 Ways to spread kindness and pay it forward in 2018 If giving back or paying it forward is one of your goals for 2018, but you're a little unsure on how to actually accomplish this philanthropic plan, don’t worry. With the following suggestions, you'll be inspired by a variety of small, big and in-between ways to pay it forward, making your 2018 goal of giving back easy to do. Home Remedies to Alleviate Cold Symptoms Avoid another doctor’s visit with these at-home methods The common cold doesn't always require a doctor's visit, but the symptoms can sometimes leave you lethargic. If you’re stuck on the couch with a box of tissues in your lap, consider these at-home remedies to make your symptoms a little more bearable. Published by Merrimack County Savings Bank Includes copyrighted material of IMakeNews, Inc. and its suppliers. Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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