800.541.0006 | www.themerrimack.com May 2019

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Celebrate the Beauty of New Hampshire by Participating in Our Annual Community Photo Contest!

Local and amateur photographers alike are invited to submit photos to our annual Community Photo Contest! Winning full-color photographs will be featured in our annual complimentary community calendars or on our websites.

Successful images will focus on the events, sights and scenes that represent New Hampshire in its many diverse areas and seasons. Don't miss your chance to enter - all photos and entry forms must be submitted before the close of business on Saturday, June 15.

"Crocus Bouquet" by Elise Paquette is the May 2019 featured photo in our annual community calendar.

Listen to These 5 Financial Podcasts in 2019
Motive and educate yourself with these five financial podcasts

Whether you’re trying to pay down credit-card debt, build an emergency fund or invest more toward retirement, the start of a new year is the ideal time to deepen your financial understanding and build better money habits.

The Risks of Using Public Wi-Fi
Why you should avoid using public Wi-Fi

Getting free internet access without having to use any data from your personal phone plan might look like a great idea on the surface, but using public Wi-Fi comes with a number of significant risks.

Have You Reviewed Your Business Insurance Policy Recently?

As your business grows and changes, it's a good idea to monitor your insurance to coverage to determine the acceptable level of loss your business is willing to tolerate.
4 Ways to Retain Top Employees
Don’t lose the best to someone else

Once you have an ideal group of personnel, how do you keep them from leaving? While some degree of turnover is expected, if you take action now it will go a long way in keeping your employee group stable.

How Much Should Your Business Keep in Emergency Funds?
Determine how much of a financial hedge your business needs to stay afloat

Life is unpredictable at best. While you can hope for the best for your business, unforeseen circumstances like market slumps or personal injuries might get in the way. Discover just how much your business should set aside for an emergency fund and glean some helpful tips as you head toward your financial goals.

Take Control of Your Debit Card with the New MyCardRules™ Mobile App

When it comes to the security of your debit card, staying ahead of fraud can make a huge difference. That’s why we’ve added a new complimentary service to help keep you informed about your card activity and to give you more control over when and how your card can be used.    
A New Way to Pay Your Merrimack Loan Online

While you’ve always had the option to make an Merrimack loan payment from an Merrimack checking or savings account using online banking – you now have the flexibility to make a payment from a checking or savings account at any other financial institution using SmartPay.             
New Hampshire Mutual Bancorp Holds Annual Meeting

New Hampshire Mutual Bancorp (NHMB) held its annual meeting of corporators on April 3. This year’s event was particularly significant as NHMB leadership came together for the company’s first annual meeting since Savings Bank of Walpole joined NHMB. It was also the first annual meeting under Gregg Tewksbury, NHMB President and CEO, who succeeded Sam Laverack after Laverack’s retirement last June.


Pack up a Picnic with These 3 Recipes
Fun flavors for a festive outside meal

Spend more time hanging out with loved ones instead of in the kitchen when you try one of these simple, portable dishes.

Recharge with These 5 Self-Care Practices
Self-care practices to help you recharge

Taking care of your family and friends while handling the pressures of work will quickly deplete your internal battery. And when your energy is gone, everyone you love and everything you love to do suffers.

Published by Merrimack County Savings Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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