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North Shore Trust & Savings: News You Can Trust | 847-336-4430 June 2014  
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I am very excited to introduce North Shore Trust and Savings’ “NEWS you can TRUST” newsletter. In today’s fast-paced, technology driven world, it’s important that we, as your financial services company, provide you up-to-date information that may affect you and your family’s financial well-being. We’ll be incorporating timely and interesting facts about saving money, buying or fixing a home and how to invest and spend your money wisely. There also will be articles about other fun things to do.
From all of us here at North Shore Trust and Savings, we hope you find the information relevant, helpful and interesting. Thanks for reading.
Stephen G. Lear

Holiday Closings

We will be closed on Independence Day, Friday, July 4th and on Labor Day, Monday, September 1st.

Click here to see a complete list of holiday closings.

Community Events

We're the major sponsor for the “Sounds of Summer’ concert series in cooperation with the Gurnee Park District here in Gurnee, IL, and we’re also hosting Rare Coin appraisals in August and September.

Click here to view all our Community Events!

Annual Customer Picnic
Saturday, September 13th

Join us for our Annual Customer Picnic at our Sand Lake Road Branch located at 3060 Sand Lake Road, Lindenhurst!

This will be held on Saturday, September 13th from 11am to 2pm. This event will feature children’s face painting, games, “Money Machine” food and ice cream plus a Radio Remote from our local radio station WXLC, 102.3FM.

We hope to see you there!

Keeping Your PC Secure Without Windows XP Support
What to do now that Windows XP is no longer supported

Photo: Keeping Your PC Secure Without Windows XP Support
On April 8, Windows stopped providing bug fixes and security patches for critical vulnerabilities in the Windows XP operating system. With an estimated 20-30 percent of Internet-connected PCs running Windows XP, many people are questioning what this means, how it affects their computer’s security and what they can do to ensure that they remain protected from security breaches and hackers.

Catching Up on Retirement Contributions
Are you over 50 and underfunded for retirement? There’s still time with these tips

Photo: Catching Up on Retirement Contributions
Retirement is looming, but your accounts are anything but booming. Despair not — even if you’re late in the game, there are some strategies that can help you pull off a retirement win. Taking care of debt, aggressive saving and making IRS-sanctioned catch-up contributions can give you a decent nest egg in just a decade.

Comparing Mortgages Made Easy
What matters most when comparing mortgages

Photo: Comparing Mortgages Made Easy
Finding the right house to buy can take months—years, in some cases. Finding the right mortgage should be easier. With a few quick tips and some careful calculating on your part, we can help you make sure you get a mortgage that fits your budget and your financial goals.

The Surprising Truth About Smartphone Security
Why banking from your phone might be safer than your PC

Photo: The Surprising Truth About Smartphone Security
The proliferation of mobile banking apps has been a great convenience for some, but a cause for concern for others. In this age of identity theft and security breaches, the desktop computer ensconced in your living room might seem a safer bet than the smartphone sitting in your pocket.

Welcome Home Illinois

Last month Governor Pat Quinn announced the Welcome Home Illinois loan program for first time homebuyers. The announcement of this program is part of his agenda to drive economic growth by making homeownership more affordable in Illinois.

Top Summer Convertibles
These convertibles will help you make the most out of the summer

Photo: Top Summer Convertibles
There aren’t many things that can beat the feeling of the wind blowing through your hair on a hot summer day. If you’re thinking about getting a convertible, here are three options ranging from practical to aspirational.

Drive Green with Eco-Driving Tips
Decrease your fuel usage to save your budget and environmental impact

The costs and environmental impact of gasoline have risen greatly over the last few years. Long gone are the days when you could fill up your car for $1.39 a gallon. With fuel costs rising more each year (sometimes tipping over the $4 per gallon mark), fuel conservation has become a necessity for many families.

San Diego, California
Beaches, theme parks and more attract vacationers to this coastal city

San Diego appeals to a variety of vacationers. Theme parks attract families, while arts and entertainment offerings bring in singles and couples without kids, and all enjoy the beaches.

Five Low Carb Breakfast Smoothies
Control carbohydrates and lose weight

Carbohydrates are the fuel your body converts into glucose for energy. Without carbs to burn, your body resorts to burning fat reserves. This is a good thing if you want to lose weight. Get off to a healthy start in the morning by making a low-carb breakfast smoothie, whether it's to lose weight or for other health reasons.

Create Your Own Backyard Movie Theater
Take in favorite flicks while under open skies

One of the most enjoyable things you can do with your family, relatives and neighbors is to create a temporary or permanent backyard movie theater. With the high cost of movies, and the price of concessions and drinks, it may be well worth considering this idea, even if just for the fun of a one-time event. Here are five things to consider when planning for an outdoor theater experience.

Published by North Shore Trust and Savings
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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