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North Shore Trust & Savings: News You Can Trust | 847-336-4430 January 2015  
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North Shore Trust and Savings has received Bauer Financial's 5-Star Superior rating for 106 consecutive quarters! To achieve this honor, North Shore Trust exhibited the best in areas of capital adequacy, asset quality, and stability and has done so for over 25 years!

North Shore Trust and Savings is the ONLY bank in Lake County to receive the 5-Star Superior Rating from Bauer Financial.


9 ways to improve your credit score
Forty-three percent of consumers know their credit score....

James Patterson & Joe Perri retire
James Patterson
James Patterson, AKA: JP, celebrated 29 years of service and his retirement with North Shore Trust and Savings. JP held positions in the loan department as a loan officer and as a collections officer. He and his wife Donna plan on moving to the southeast in the near future.


During the first quarter of 2015 we will be closed for the following holidays:

Martin Luther King Day, Monday, January 19th

President's Day, Monday, February 16th

Donít Sabotage Your Retirement
By not following the advice below, your golden years will be a lost cause
Photo: Donít Sabotage Your Retirement
Youíve likely heard the adage, ďFailing to plan is planning to fail.Ē That maxim is most certainly true in the case of retirement. Utilize the five tips below to not sabotage your golden years before they even begin.

Online Banking: How to Avoid Being Hacked
Helpful ways to minimize getting hacked

Online banking is convenient, efficient and simplifies your finance management immensely. No more statements and papers ó everything is on your computer or mobile device, right at your fingertips.

The Best Affordable Vehicles for Poor Weather Climates
These vehicles make weather one less thing to worry about

With all of the impressive technologies available today, itís kind of amazing to think that the weather is still something that can wreak such havoc on our lives. Winter blizzards, torrential rains and even road hazards can make our daily commutes far more adventurous than we expect. But the right vehicle can help alleviate some of those concerns.

DIY Projects for a Cozy Home
Easy ways to keep your home cozy

Even if you donít live in a region where winters hit extreme low temperatures, this time of year still tempts us to layer on soft clothing and snuggle up in a cozy room with our families. If your house doesnít currently have the cozy atmosphere you desire, it is easy to create that feeling with one of these projects:

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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