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North Shore Trust & Savings: News You Can Trust | 847-336-4430 April 2015  
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iBanking to Launch in June!
Recently we began hearing from our customers that North Shore Trust’s Internet banking “felt old.” We listened to your comments and suggestions, and began the search for a new solution that would meet the needs of today’s customer. We wanted to design an on-line banking experience that would be full featured, secure, and embody the idea of a “virtual branch.”   The result is North Shore Trust and Savings’ iBanking, which will be launched in June!

iBanking will look and feel similar to our existing on-line banking, so the transition should be seamless and navigations will be intuitive. We assure you, though it may look similar, iBanking is completely new from the ground up. This new platform will allow us to add exciting new features such as: on-line account opening, mobile deposits and money management tools.

North Shore Trust is also building an app! Two apps actual, one for Apple® and one for Android™, that will help to create an omni-channel experience for our customers. This means you will be able to perform almost all of the same tasks you do in a  branch, on your desktop or mobile device.

IHDA Releases Their New @HomeIllinois Program

With interest rates at historical lows and rents at an all-time high, there’s no better time to buy a home than now.

Memorial Day Holiday

Our Offices will be closed in observance of Memorial Day on Monday, May 25th. Please honor those who have kept our country safe.
How Do Taxes Change After You Retire?
Basic information about taxes and new retirees

Retirement is a time of tremendous changes, some expected and some surprising. Although it is obvious that the way you pay your taxes and the tax benefits you receive will change due to your change in working status and income, many people on the verge of retiring are unsure of what to expect. Here is a basic outline of what you can expect when you first retire.

Working at Home: Who Claims the Home Office Deduction?
from the National Association of Home Builders
by By Robert Dietz on March 23, 2015
With tax preparation season well underway, it is a good time to examine the use of the home office deduction.

Often cited as a “red flag” for tax audits, the home office deduction is in fact a legitimate business deduction with particular importance for certain careers and small business owners. Moreover – from the housing economics perspective – IRS data concerning the deduction, along with Census data reporting who works at home, can shed light on an important and growing role for homes: workplaces for business owners and telecommuters.

Unique Vehicles from Mainstream Manufacturers
If you want to stand out, here are a few vehicles you’ll want to see

There are many choices for you to consider when you’re looking for a new vehicle, but if you want to stand out from the crowd, that number shrinks dramatically. While most vehicles follow a cookie cutter mold, and fit in with the crowd, there are still a handful of vehicles that do things their own …

Fun Outdoor Projects for Spring
Transform your backyard with these exciting projects

Now that the weather is warming up, it is much more enjoyable to spend time outside. If you don’t feel tempted to hang out in your backyard, completing a fun new project is the perfect solution. Any of these projects will give your backyard new life and encourage your family to spend time together …

Green Spring Cleaning Tips
Spruce up your home in an eco-friendly way

It’s that time of year again…everyone is busting out their cleaning supplies and partaking in the springtime spruce up. Rather than spending a bunch of time and money on materials and methods that harm the world around us, utilize these tips to be more environmentally-conscious and even improve your…

How to Stop Procrastinating
Ways to avoid putting things off and to be more productive

Procrastination happens to the best of us. Whether it’s postponing the reorganization of your closet, an assignment at work or refinancing your home, we’ve all delayed projects that we didn’t want to do at a certain point in time. But procrastination only temporarily makes you feel better.

Published by North Shore Trust and Savings
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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