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  www.northshoretrust.com | 847-336-4430 October 2015  
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iDeposit Mobile
COMING TO A MOBILE PHONE NEAR YOU OCTOBER 31ST
At North Shore Trust, we understand that sometimes going to the bank can be a chore.  You need to figure out when you can leave work to drive across town.  You need to either miss your lunch break or be late getting home, just to make a deposit.  Well not any longer! With our iMobile smartphone app and iDeposit, bankers’ hours become your hours. iDeposit allows you to deposits check anytime that is convenient for you, just like you'd gotten in the car and visited a branch – minus the construction delays and teller lines. iDeposit is easy, convenient and secure! Here is how it works:
  • First, log on to our iMobile app
  • Click the menu button and select Deposit a Check
  • Next, key in your deposit amounts and take photos of both the front and back of  your checks with your    smartphone or table camera.
  • The images are automatically formatted to ensure quality.
  • After the checks are submitted successfully, you will receive notification that the transaction was successfully completed. (NOTE: Holds or other limits may apply.)
  • It's secure! All transactions are transmitted with multiple layers of security and could be traced back to registered smartphones in case of fraud




YOU COULD WIN UP TO $2,500

Pay your bills for a chance to win up to $2,500

By paying your bills online with North Shore Trust and Savings' iBanking service you never have to worry about paying your bills on time again. Easily and quickly set up individual and business payees. Simply and securely track and manage your finances all in one place through your Online Banking account. Conveniently ​view and schedule your online bill payments in advance or on a recurring schedule. Effortlessly ​set up payment reminders to help keep track of when your payments are due. - See more at: http://touchpoint-marketing.net/2015-sweeps-terms-and-conditions/#sthash.eYyhKcay.7kEDzZDq.dpuf




HOMEREADY™ MORTGAGE
Click here for more information
Fannie Mae’s New Improved Lending Product HOMEREADY™

Implemented in September 2015 - Fannie Mae has announced HomeReady™ a new innovative home lending program designed to help credit worthy borrowers with lower to moderate incomes and minorities the access to affordable …



UPCOMING HOLIDAY CLOSURES

We will be closed on the following holidays for the rest of 2015:

Monday, October 12th, Columbus Day;

Wednesday, November 11th, Veterans Day;

Thursday, November 26th, Thanksgiving Day;

Thursday, December 24th, Christmas Eve-Close at 1:00 PM;



One Simple Change That Can Help You Save More for Retirement
How getting on the same page with your adviser can work wonders

News flash: You will probably run out of money during retirement. This realization is sad but true. According to the Federal Reserve’s Survey of Consumer Finances, the average working family on the cusp of retirement age (55- to 64-years-old) has only about $104,000 in savings for …

Safest Ways to Send Money Online
Safety should always be a priority

By now, you have no doubt heard about or seen in action a mobile payment. The idea of paying someone using just your computer or smartphone is relatively new, but there are already plenty of options out there for consumers, and those options have been tried and reviewed by many consumers …

5 Foods You Didn’t Know Contained So Much Sugar
Stay away from these five surprisingly sugar-laden foods

It’s no secret that the amount of sugar you consume affects your overall weight and belly size, but why exactly is that? Men’s Fitness Magazine reports that people who eat too much sugar usually take in more calories than they are able to exercise away–and it’s not just the obvious suspects such as soda and chocolate that cause people to pack on …

5 Comic Book Superheroes That Should Make It to the Big Screen Next
What should be the next comic book movie?

Comic book films have gone from a quaint little source of summer entertainment to a billion-dollar machine that has dominated cinemas and box office records for much of the past five years. Industry giants Marvel and DC have shown no sign of letting up: between now and 2020, there are no fewer than 30 different superhero films in the works, …

How to Clean Your Vehicle’s Air Filter
Don’t buy a new air filter—just clean the old one

The air filter in your car acts like a shield against any debris that could travel into your cabin through the air system. The filter catches dust, pollen, flying dirt and many other airborne materials that could make driving a particularly unpleasant and sneeze-filled experience. Matters will only be made worse if you suffer from respiratory …

Auto Insurance Buying Mistakes to Avoid
Having insurance doesn’t mean you have to pay through the roof

Everyone knows that having the right insurance is crucial in the event of the unforeseen, but that doesn’t mean all insurance is the same. A few helpful tips can help make sure you don’t pay more than you need to.

Published by North Shore Trust and Savings
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.




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