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North Shore Trust & Savings: News You Can Trust | 847-336-4430 April 2016  
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Convenience has a new name: MoneyPass®
The coast-to-coast, surcharge-free ATM network

Money-saving MoneyPass® ATMs are everywhere, making it easy for you to avoid surcharge fees. Whether you’re around town or across the country, the MoneyPass ATM network gives you more convenient choices for accessing your accounts – and all are surcharge-free!

It’s great to know you’re never far from money-saving MoneyPass® ATMs. They’re easy to find with our ATM Locator – at, on Facebook or using our free, easy-to-use apps for Android and iPhone. Wherever you live, work or travel, the MoneyPass ATM network gives you more convenient choices for accessing your accounts – and all are surcharge-free! Just look for the MoneyPass logo and use your North Shore Trust and Savings ATM or debit card. Don’t have a card? Apply for one today, and start saving at thousands of locations nationwide!

So go ahead. Start making life a bit less complicated and a lot more free. MoneyPass is your advantage, virtually everywhere you live, work and travel.

7 Tips to Prevent Tax ID Fraud
by American Bankers Association

As Americans begin the process of filing tax returns, identity thieves are scheming to get their hands on that money. Tax identity theft has been the most common form of identity theft reported to the Federal Trade Commission for the past five years.

Tax identity fraud takes place when a criminal files a false tax return using a stolen Social Security number in order to fraudulently claim the refund. Identity thieves generally file false claims early in the year and victims are unaware until they file a return and learn one has already been filed in their name.

What to Know About Paying Off Your Mortgage
How to prepare when your last mortgage payment is in sight

If the end of your last mortgage payment is on the horizon and complete home ownership is in your near future, it is time to celebrate. In addition to the rejoicing, there are certain tasks to stay on top of that can help the process go smoothly and quickly, so that your final payment is …

Holiday Closings

We will be closed on the following holidays:

Memorial Day--Monday, May 30th and

4th of July, Monday July 4th.

Happy Holidays from all of here at North Shore Trust and Savings

Saving Versus Investing Over Time
Does one take precedence over the other?

It’s the age-old question to which everyone wants an answer: Is saving over time or investing your money more likely to make you the big bucks?

Navigating the Free Application for Federal Student Aid Process (FAFSA)
A guide to some of the most important FAFSA questions

The heavy burden of student loan debt that so many people in our country face is always in the news, so new students and their parents know exactly how important it is to minimize their costs. Obtaining financial aid is dependent upon filling out the Free Application for Federal Student …

Fun Earth Day Activities You Can Do With Your Kids
A few ideas for teaching your child important lessons on Earth Day

Earth Day is a great opportunity to make your child aware of their impact on the environment. To help encourage awareness, there are many fun and educational activities that you can share with kids of all ages. Here are a few suggestions to help teach your child the lessons of Earth Day.

Healthy Desserts That Won’t Ruin Your Diet
Indulge yourself without feeling guilty with these healthy treats

When you’re on a diet, you tend to restrict yourself to only healthy foods, leading you to cross desserts entirely off your list. However, being on a diet doesn’t mean eating dessert is totally out of the question. In fact, allowing a small daily indulgence can help curb any cravings you might have.

TV Spinoffs That Were Actually Successful
From “Frasier” to “Family Matters,” take a look at five of TV’s most successful spinoffs

At a television show’s peak, or at the end of its run, it is not uncommon for network officials and producers to create new shows based on familiar characters in an attempt to capitalize on their popularity. These spinoffs actually became some of the most popular shows in the history of television.

To-Do List for Getting Finances in Order
How to get financially organized

Do you often find you’re scatterbrained when it comes to keeping your finances in order? More important, do you spend more than you can afford? More than one-third of adults do, and an estimated 70 percent of Americans are living from paycheck to paycheck. And that means it’s time to start really getting down to business about keeping more …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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