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December 2012
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More Spending Means More ID Theft Risk
Keep these tips in mind for a cheerful holiday season

With the many competing demands for our attention during the holidays and the extra spending that comes with party-planning and gift buying, identity theft risks increase dramatically. Park Bank encourages our clients to take extra care this holiday season to protect their sensitive financial information.

Park Bank Visa ScoreCard Enhancements
Bonus points now visible online along with a new mobile app

Good news for Park Bank Visa ScoreCard holders — enhancements include a new online Bonus Points viewing feature as well as a new mobile application.

Five Steps Toward Home Ownership

The idea of buying a home can seem overwhelming at first. Breaking down the process into smaller steps allows you to analyze each part of the challenge separately in order to determine whether home ownership is right for you. For some people, owning can cost about the same as, or even less than, renting. These five steps will take you through the process.

Park Bank Holiday Hours

Park Bank's branch locations will be open during the upcoming holidays as follows:
December 24
 9:00 a.m. - 12:00 p.m.
 Drive-Up Hours
 7:30 a.m. - 12:00 p.m.*
December 25
December 31
 Normal Business Hours
January 1, 2013
We wish everyone a happy holiday season.
*Drive-up service not available at Meriter or Cap Square locations

Conserving Heat and Saving Money
Ten tips for saving on heating costs through the winter months

Heat and energy costs can skyrocket during the winter months, wrecking havoc with the family budget. Keep heating costs in line by conserving heat as much as possible when the weather turns cold.

Exercise Outdoors in a Winter Wonderland
Try these tips to enjoy cold-weather workouts

When crisp fall weather turns to bitter winter cold, itís tempting to huddle up inside with a cup of cocoa and wait for warmer days to return. But thereís no reason cold weather should stop your exercise routine, or even drive you indoors. Thereís plenty of frosty fun in outdoor winter exercise.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

November 2012
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