The Buzz
August 2012
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Welcome To Our First Edition
Welcome to the first edition of ‘The Buzz,’ Peoples Bank’s monthly electronic newsletter. We are excited to introduce you to our new communication tool. Each month you will receive this free monthly eNewsletter filled with a variety of exciting topics on finance, health, community events, and product specials. 
We are committed to offering valuable products and services while continuing to provide an exceptional customer experience. 
Peoples Bank hopes that you find this new communication tool useful and enjoyable. If you do, feel free to pass the newsletter along to family and friends. 
Best regards,
Thomas A. Oehler
President & CEO

Customer Appreciation Day

Thank you to the more than 700 customers that attended our Customer Appreciation Days in both Elkhorn and Silver Lake in July. We hope you enjoyed it as much as we did.

Five Tips to Help You Retire on Time
Plan ahead and make your ideal retirement a reality

Photo: Five Tips to Help You Retire on Time
According to Senior Editor Judy Martel, “Independent advisers report that half their clients doubt their ability to retire on time, and 40 percent are less optimistic about investment performance than they were in July 2009.” Calculating not just your retirement finances, but also the timing of your retirement, can be difficult. Fortunately, experts have plenty of tips to help ensure that you start this new chapter of your life on time.
How to Improve Your Credit Score
Simple changes can have a big impact

Photo: How to Improve Your Credit Score
According to Business Insider, January 2012 brought the first rise in average U.S. credit scores in almost a year. But at an average of 661, credit scores are often well below where they need to be in order for consumers to secure credit in the current economic climate.
Benefits of Online Bill Pay
Utilizing your financial institution’s bill pay feature can save time and money

Photo: Benefits of Online Bill Pay
Managing your bills can be a headache. Organizing them and remembering which bills to pay can become overwhelming and frustrating.
Organizing Your E-Documents
Make tracking your finances more efficient with an organized e-document filing system

Photo: Organizing Your E-Documents
With the quickly increasing shift to doing everything online, including banking and paying bills, it’s important to know how to keep all those e-statements and other electronic documents organized so you can access them as needed.
The Top 10 Happiest Jobs
Did your occupation make the list?

Photo: The Top 10 Happiest Jobs
Last year, featured a report by the National Organization for Research at the University of Chicago ranking the “happiest” jobs. Some may surprise you, and of course, there are exceptions to every rule. Nevertheless, the list is worth checking out.
Tablets for Every Need
The versatile tablet is becoming a powerful piece of business and consumer technology

The tablet is fast becoming a popular device for business, communication and personal entertainment. Tablets vary in terms of features, but they're appealing because they're more portable than a laptop yet more powerful and productive than a smartphone. Here are a few key features of three top tablets on the market.
Choose Your Food Wisely
Strange side effects from every day foods

Photo: Choose Your Food Wisely
You already know that eating ice cream too fast causes brain freeze, but there are plenty of other foods, like grapefruit, carrots and coffee, that can also cause some rather interesting after effects.
Giving Your Kitchen a Facelift
A little change can go a long way

You're in your kitchen every day, whether you want to be or not. Some enjoy cooking, others don’t. To put that spark in your cooking routine, how about spiffing up your kitchen? You don’t have to win the lottery to give your cooking space a little bit of a face-lift.
Top Five Bargain Cars
These rides offer great features at an unbeatable price

Photo: Top Five Bargain Cars
Think it’s tough to find a car that has all the features you want while also boasting a sticker price within your budget? Think again. In recent years, automakers have been hard at work designing value-packed vehicles that offer generous amenities without breaking the bank.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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