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November 2013
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Tree Lighting and Santa Reception
Kick-off Elkhorn's Holiday Season:
Friday, December 6th at 6:30pm
Tree Lighting and Santa Reception
Saturday, December 7th at 1:30pm
Elkhorn Christmas Parade

Online Shopping Security Tips
More shoppers than ever are turning to mobile devices and computers to do their holiday shopping. However, internet shopping has unique risks for consumers, so shoppers need to take steps to protect themselves from fraud and scams. Here are a few tips for novice and veteran internet shoppers.

Home Equity Loan Basics
Important tips to keep in mind when considering a home equity loan
Photo: Home Equity Loan Basics
When it comes to finding the funds to cover those big expenses, whether it be paying for college, covering home improvements, taking that dream vacation or something else, the equity in your own home can be a great resource. Understanding the basics of home equity loans, however, can seem overwhelming. Here are some of the basics to help you better understand and utilize the equity in your home.

Five Affordable, Winter-Ready Cars
These wheels provide weatherproof stability without breaking the bank
Photo: Five Affordable, Winter-Ready Cars
From midsize and large sedans to compact SUVs and minivans, the automotive world provides a slew of options for the budget-minded buyer concerned about winter weather. For starters, check out the Ford Fusion, Subaru Forester, Nissan Pathfinder, Dodge Charger and Toyota Sienna.
Are Space Heaters Energy Efficient?
Making cents of home heating dollars

As the weather cools down in many areas of the country, household heat becomes necessary for most families. Many consumers attempt to reduce the annual cost of running their home heating system by supplementing with space heaters.
Breathing Exercises for Relaxation
Exhale to be inspired

Sometimes you just need a moment to catch your breath. In fact, many doctors recommend controlled breathing for both short- and long-term relaxation. Here are five simple breathing exercises you can do anytime, even at your desk during the workday.
Favorite Holiday TV Specials
Family favorites to enhance your holiday spirit

During the holidays, many families enjoy spending time together watching favorite holiday television shows. Whether it's a religious special, a stop-motion animation childhood favorite or a classic film that airs every winter, our time spent viewing holiday favorites is often an integral part of the season. Here are several specials that are just right for this time of the year.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
Published by Peoples Bank
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