Premier Bank’s Monthly e-News
March 2014
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Home Equity Line of Credit
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Introducing ID TheftSmart
Protect. Detect. Restore.
ID TheftSmart is the most comprehensive coverage against fraud you’ll find anywhere. With major retail breaches and identity theft on the rise, now is the time to protect yourself.
You CAN refinance your auto loan!

New? Used? Refinance? We can help.
Getting Control of Your Credit Card Bill
Stop the headaches and take charge of your cards with these simple tips
Photo: Getting Control of Your Credit Card Bill
Credit cards are great financial tools, giving you purchasing freedom and the opportunity to build a strong credit profile — a must-have for anyone looking for the best deal on a car, home or even a business loan. For many, however, credit cards are also a great way to get into trouble. If your credit card bills are controlling you rather than the other way around, read on to learn how you can turn the credit card game back in your favor.
Small Businesses and Small Financial Institutions
The important relationship between a small business and its local financial institution
Photo: Small Businesses and Small Financial Institutions
When you’re dealing with the complex financial aspects of running a small business, you may find yourself thinking that the only important factor in deciding which financial institution to work with is if it is willing to provide funding. The size of the financial institution is an important consideration, however, and it can even impact the ease of obtaining future financing. There are many benefits to working with a small, community-based financial institution that small business owners should be aware of.
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View balance and transaction history, transfer funds between accounts, pay bills, deposit checks with a snap of a photo and pay other people electronically—all from your mobile banking app!
How to Do a Home Energy Audit
Save money on your future electric bills with an independent review

As the record-breaking winter weather clears in most areas of the country, many families are experiencing higher-than-usual energy usage. This additional energy consumption not only leads to expensive energy bills, but can be damaging to the overall environment. Consider conducting an energy audit of your home to save on future bills. Many energy providers offer audits to their customers at no charge, but if yours doesn't, consider spending an afternoon conducting your own home energy audit.
College Savings Accounts for Grandchildren
Learn the ways you can help your grandchild pay for college
Photo: College Savings Accounts for Grandchildren
When you were a youngster and received a birthday card from your grandparents, did you ever happily open it, assuming there was a check in there? Chances are you did, and chances are there really was a check in there. Grandparents are often known for being generous, and it turns out that there may be some truth to that stereotype. More and more grandparents these days are in favor of helping pay for their grandchildren’s college fund.
Published by Premier Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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