June 2016 • 800.320.7536 • salin.com
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Tempted to Use a Credit Card? -- DON'T!
Introducing the $10,000 Personal Loan Program

At Salin Bank and Trust Company, we make it easy for you to borrow up to $10,000 with no money down and no collateral. Use the money for anything... from medical bills to a family vacation.  By using Quick Cash instead of a credit card, you can pay off your loan sooner, and your interest payments could be far less than that you’d pay on a credit card.

To find out more about a Salin Bank Personal Loan, just stop by one of our banking centers, call 800.320.7536. 


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Salin Bank & Trust Company Announces SBA Preferred Lender Designation
Enhanced Efforts will Support Small to Mid-size Businesses Throughout Indiana
Family-owned and Indiana-based Salin Bank & Trust Company is now a Preferred Lender Program (PLP) provider with the United States Small Business Administration (SBA).

The PLP, as summarized by the SBA, focuses on streamlining the procedures necessary to provide financial support to the small business community. Under this program the SBA delegates the final credit decision for loans up to $5 million to Salin Bank.

Salin Foundation Announces 2016 Recipients of Scholarship Program
14 Scholarships Awarded Across Indiana
The Salin Foundation Community Scholarship Program is awarding $28,000 to 14 Indiana students who will begin a new semester at state universities and colleges this fall.  The program, now in its 16th year, is designed to assist the higher education needs of high school seniors from more than 22 eligible schools in communities served by Salin Bank.

“It is more strategically important than ever before for Indiana’s young men and women to pursue a college education or a specialized career and technical training if they are to compete for good jobs in this new era of global and national competition. Therefore we want to help give our young people the ability to attain some additional form of higher education through the distribution of our Salin Foundation Scholarship Program,” says James P. Alender, President & CEO of Salin Bank & Trust Company.

Roth IRA Investing Tips
Maximize your retirement savings with these Roth IRA strategies

When it comes to retirement savings, starting early and investing smartly can add up big time. So if you already have a Roth IRA, you can feel great about meeting that first goal. Now you can get technical with your investment strategies to maximize your return.

The Financial Accounts Everyone Should Have
Essential accounts no one should be without

It’s hard to speak for everyone in the world, but when it comes to banking, financial accounts are pretty universal — and beneficial. And while everyone’s different, there are a few main accounts you’ll likely want to have.

What is Accrual Accounting?
Accrual accounting — a good choice for your business

When you start a business, you need to choose an accounting method for bookkeeping and for reporting your income and expenses to the IRS on your tax return. Two of the most popular ways to do this are the cash method and the accrual method.

Short- and Long-term Business Loans
Choosing the right loan term for your business

If you think a loan from your financial institution could benefit your business, then you are likely wondering about the difference between short- and long-term loans.

Classic Movies to Get You Excited for Summer
Spend summer with the movie stars watching these Hollywood hits
Most kids don’t need any help getting excited for summer, that time of the year when the responsibilities of school give way to carefree days in the sun. But watching these classic movies will make everyone in the family—even parents—anxious for the lazy, hazy days of summer.

Natural Remedies to Help Prevent Migraines
Avoid the headache with these natural tips
Migraine headaches are capable of derailing a day altogether, debilitating its sufferers with symptoms that include severe photosensitivity, nausea and vomiting.

Get Creative with Leftover Fruits and Vegetables
A few ways to use those lingering fruits and vegetables
It’s a tale as old as vegetable crispers: you are in the midst of your weekly refrigerator clean out and you realize that you have some produce you forgot to use.

Plan a Vacation to Virginia Beach, Virginia
What to do, where to stay and what to eat in Virginia Beach
Located at the mouth of the Chesapeake Bay, Virginia Beach is one of the top resort cities on the East Coast. With miles of beaches, hotels and restaurants along its oceanfront, there is plenty for visitors to do, eat and see when they vacation in the area known as “America’s First Region.”

Vehicles That Keep Their Value
These vehicles depreciate less than the rest
Automobiles are a huge part of our lives, but one of the biggest knocks on a new car is that in as little as three years it’s worth far less than you initially paid.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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