April 2016 • 800.320.7536 • salin.com
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Tempted to Use a Credit Card? -- DON'T!
Introducing the $10,000 Unsecured Loan Program

At Salin Bank and Trust Company, we make it easy for you to borrow up to $10,000 with no money down and no collateral. Use the money for anything... from medical bills to a family vacation.  By using Quick Cash instead of a credit card, you can pay off your loan sooner, and your interest payments could be far less than that you’d pay on a credit card.

To find out more about a Salin Bank Unsecured Loan, just stop by one of our banking centers, call 800.320.7536.

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Salin Bank & Trust Company Announces Appointment of David Moulton
Moulton to Serve as Community President, Lafayette
Family-owned and Indiana-based Salin Bank & Trust Company recently announced the appointment of David Moulton as Community President, Lafayette.

“We are extremely fortunate to have David in this position,” says James P. Alender, President & Chief Executive Officer of Salin Bank. “David brings an extensive background as a business leader to this position, along with in-depth experience and knowledge of finance, investment wealth, insurance and banking.”

Most recently, Moulton served as a Minority Partner for INOK Investment LLC located in Lafayette, Indiana. As part of his duties, Moulton was responsible for exploring and forecasting new business and investment opportunities to determine viability and long-term potential.

To-Do List for Getting Finances in Order
How to get financially organized

Do you often find you’re scatterbrained when it comes to keeping your finances in order? More important, do you spend more than you can afford? More than one-third of adults do, and an estimated 76 percent of Americans are living from paycheck to paycheck, according to BankRate.com. And that means it’s time to start really getting down to business about keeping more organized to avoid spending more than you should be spending.

What to Know About Paying Off Your Mortgage
How to prepare when your last mortgage payment is in sight

If the end of your last mortgage payment is on the horizon and complete home ownership is in your near future, it is time to celebrate. In addition to the rejoicing, there are certain tasks to stay on top of that can help the process go smoothly and quickly, so that your final payment is credited quickly and your mortgage lien is cleared.

Saving Versus Investing Over Time
Does one take precedence over the other?

It’s the age-old question to which everyone wants an answer: Is saving over time or investing your money more likely to make you the big bucks?

Financial Tools for Small-Business Owners
Utilize these means to increase efficiency and your bottom line

While cutting costs and streamlining performance are essential for any small business, most startup owners don’t consider financial tools as the way to facilitate that.

What to Do Before You Seek Funding
The importance of preparing prior to seeking funding for your small-business venture

Whether you are an entrepreneur with a new startup idea or a business veteran looking to expand, seeking funds is an important step for all entrepreneurs. To ensure that everything goes as smoothly as possible, here are some important things to make sure you’ve taken care of before you seek funding.

Salin Bank Celebrating Newest Location
Kokomo - Maple Crest to Host Grand Opening on May 14th

Salin Bank is celebrating its grand opening at its new Kokomo - Maple Crest location.  Please join us on Saturday, May 14, 2016 from 11:00 am until 2:00 p.m.  Plenty of food and fun will be shared.

Plan a Vacation to Charleston, South Carolina
Exploring the wonders of Port City
The oldest and arguably most charming city in The Palmetto State, Charleston was originally founded in 1670 as Charles Town, in honor of England’s King Charles II. At nearly 250 years of age, the city is rich with history, as well as sightseeing opportunities, delicious dining and, of course, southern hospitality.

Fun Earth Day Activities You Can Do With Your Kids
A few ideas for teaching your child important lessons on Earth Day
Earth Day is a great opportunity to make your child aware of their impact on the environment. To help encourage awareness, there are many fun and educational activities that you can share with kids of all ages. Here are a few suggestions to help teach your child the lessons of Earth Day.

Healthy Desserts That Won’t Ruin Your Diet
Indulge yourself without feeling guilty with these healthy treats
When you’re on a diet, you tend to restrict yourself to only healthy foods, leading you to cross desserts entirely off your list. However, being on a diet doesn’t mean eating dessert is totally out of the question. In fact, allowing a small daily indulgence can help curb any cravings you might have.

TV Spinoffs That Were Actually Successful
From “Frasier” to “Family Matters,” take a look at five of TV’s most successful spinoffs
At a television show’s peak, or at the end of its run, it is not uncommon for network officials and producers to create new shows based on familiar characters in an attempt to capitalize on their popularity. These spinoffs actually became some of the most popular shows in the history of television.

Vehicle Details: Perfect Summertime Vehicles
You’ll want to take the long road sitting behind the wheel in these
Driving during the summer is something people look forward to all year long. The warmer weather and longer days are reason enough to take an extra day off and spend some quality time enjoying all that nature has to offer. Here are a few vehicles that can help make your summer even more enjoyable.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

March 2016
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