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Shore Community Bank Newsletter  |  732-573-1136April 2017


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Shore Specials!
Shore Community Bank is Celebrating its 20th Anniversary!

Spring is almost here and now is a great time to give yourself a financial check-up.  We have great CD rates!  Now is the time to earn more!

Need some additional funds or a better interest rate?  Our residential loan products can assist you with:


Home purchase

Home improvements

Cash Out Refinance

Education expenses

Major purchases

Debt consolidation 


Please stop in your local branch and speak to one of our associates.  We make the process quick and easy!


We look forward to seeing you!


Mortgage Rates!


30 Year Conventional Fixed Rate        4.00%    APR 4.14%*
 15 Year Conventional Fixed Rate        3.375%    APR 3.43%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!


*Payment example:  On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.00%, the principal and interest payment would be $954.83 per month. .  ** On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 3.375%, the principal and interest payment would be $1,417.52 per month. Rates based on 20% down payment purchase transaction up to $417,000 loan amount.  Interest rates on mortgages may vary. Rates are subject to change without notice.



Pension vs. 401(k)
How the retirement plans stack up

The following is a common question when it comes to retirement: What is the difference between a pension plan and a 401(k)?
Your Financial Institution Is Still Your Best Bet
Community financial institutions can’t be beat when it comes to loans

From crowdsourcing to credit cards, there are myriad options to sift through when trying to finance your business. But as the saying goes, “if it ain’t broke don’t fix it” — and that holds true with business lending. Getting a loan from your local financial institution is still a top choice for small business owners for a variety of reasons.
The Dangers of DIY Projects: Why It’s Best to Get a Loan to Properly Pay for Work
Why you’re better off getting a loan and hiring the experts for your home project

Many homeowners decide to take on an improvement project either because of cost or the desire to do something for themselves. However, sometimes it’s best to get a loan and leave the work to the professionals.
Tips for Making Safe Credit Card Purchases Online
In today’s digital age, you need to be especially careful when making online purchases

With online shopping becoming the norm, people have also become more susceptible to identity theft. It’s imperative that you be careful and mindful of how you shop online.
Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
March 2017
February 2017
January 2017


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