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Shore Community Bank Newsletter
www.shorecommunity.bank  |  732-573-1136October 2017
 

 
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Shore Specials!

Join us in celebrating our 20th Anniversary!

Earn More with Surf Savings!

Our current APY is 0.65% on balances of $10,000 to $1,000,000!*

A Shore Community Bank Surf Savings Account allows you to earn a highly competitive interest rate without locking your money up for the long term.  Have easy and flexible access to your money along with these features:

  •  FDIC Insured to the regulatory maximum
  • Unlimited deposits
  • Unlimited in-person withdrawals
  • Up to 6 pre-authorized withdrawals each statement cycle
  • No monthly service charge with a daily balance of $500 or more

*Rate/Yield Effective: 10/10/2017 

* Interest rate and annual percentage yield (APY) is variable and may change daily at our discretion without notice.  The account has a $500 daily minimum balance requirement to avoid a monthly maintenance fee.  This fee may reduce earnings.  All accounts are subject to approval.  Financial institutions are not eligible for this offer. Offer only available in person at one of our convenience locations, see associate for further details.

 
Mortgage Rates!

 

30 Year Conventional Fixed Rate        3.875%    APR 3.89%*
 15 Year Conventional Fixed Rate        3.375%    APR 3.22%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

 

*Payment example:  On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 3.875%, the principal and interest payment would be $956.93 per month.  ** On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 3.375%, the principal and interest payment would be $1,442.33 per month. Rates based on 20% down payment purchase transaction up to $417,000 loan amount.  Interest rates on mortgages may vary. Rates are subject to change without notice.

Paper Statements vs. eStatements
Why it’s time to take your financial statements online


Online banking has opened up a world of convenience to financial consumers. Instead of waiting patiently for a paper statement to arrive in the mail, banking customers can log in anytime and anywhere to review the status of their bank account, which typically reflects a more-up-to date record than a monthly paper statement.
[FULL STORY]

How to Turn Your Talents into a Small Business Venture
Your hobbies can also be your job if you approach it with the mindset of an entrepreneur


Nearly any interest you have can be seen as a business opportunity. There are gaps in every marketplace and when you’re a part of the consumer base, it can often be easier to see those gaps than if you’re on the production side. If you see a gap in the market and would like to create a business based on your talent and interests, the journey is a long, but rewarding one. As a general overview, here are a few key steps to take when starting your small business.
[FULL STORY]

What to Look For in a Savings Account
Seek low fees and easy access when opening a new savings account


Choosing a savings bank account is an important step toward financial responsibility and security, and though a savings account is one of the oldest and most traditional financial products in the United States, there are so many different types to choose from today that finding the perfect one can be a difficult task.
[FULL STORY]

Trick or Treat Safety Tips
Keep your children safe this Halloween with these nine strategies


Halloween should be high on spooky fun and low on safety hazards. Keep your family protected on trick-or-treat night by applying these recommended precautions.
[FULL STORY]

Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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