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Shore Community Bank Newsletter  |  732-573-1136December 2017

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Shore Specials!

Check out our Holiday CD Rates!

15-Month CD  Rate 0.999%  APY* 1.00%

21-Month CD Rate 1.29%  APY* 1.30%

Wishing everyone a safe and healthy holiday season.

*Rate/Yield Effective: 12/1/2017
*$500 minimum to open. Annual percentage yields assumes interest will remain on deposit, withdrawal will reduce earnings. Fees could reduce earnings. Interest rates and annual percentage yields subject to change with notice. Penalties may apply for early withdrawals.

Mortgage Rates!

30 Year Conventional Fixed Rate
3.75% APR 3.94%*
& 15 Year Conventional Fixed Rate
3.50% APR 3.37%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

*Payment example: On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 3.75%, the principal and interest payment would be $898.09 per month.  **On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 3.50%, the principal and interest payment would be $1,429.77 per month. Rates based on 20% down payment purchase transaction up to $417,000 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice.

Guide to Investing in Your 20s
Laying the groundwork for a lifelong investment strategy

It's never too early to start preparing for your future by establishing sound financial footing and taking early investment steps.

Qualities to Look for in a Tax Professional
Who should you trust with your tax prep?

Taxes are a tricky business, which is why it’s often best to leave tax prep to qualified professionals. But finding someone you can trust to handle such a vital part of your financial health can be equally as complicated. When searching for a tax professional, what qualities should you seek out, and how?

Holiday Shopping on a Budget
Tips to limit what you spend on gifts this season

The holidays should be time for celebration and generosity, not for accumulating credit card debt and draining your savings. By sticking to a budget and following these simple strategies, you can bestow meaningful gifts while staying within your financial means.

Celebrate Christmas All Year in Santa Claus, Indiana
The town dedicated to the jolly man lives up to its name

With Christmas nearly here, it’s hard to miss Santa Claus’ jolly face peering at you from all corners of America. If Christmas is your favorite holiday and you wish you could celebrate it every day, consider taking a drive to Santa Claus, Indiana.

Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
November 2017
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