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Shore Community Bank Newsletter  |  732-573-1136February 2018

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Shore Specials!

Check out our CD Rates!

15-Month CD Rate 1.59%  APY* 1.60%

21-Month CD Rate 1.73%  APY* 1.75%

*Rate/Yield Effective: 2/15/2018
*$500 minimum to open. Annual percentage yields assumes interest will remain on deposit, withdrawal will reduce earnings. Fees could reduce earnings. Interest rates and annual percentage yields subject to change with notice. Penalties may apply for early withdrawals.

Mortgage Rates!

30 Year Conventional Fixed Rate
4.375% APR 4.456%*
& 15 Year Conventional Fixed Rate
4.00% APR 4.14%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

*Payment example: On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.375%, the principal and interest payment would be $998.57 per month.  **On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.00%, the principal and interest payment would be $1,479.38 per month. Rates based on 20% down payment purchase transaction up to $417,000 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice.

How to Prepare for Tax Season
Tax season prep tips

It might not be as highly anticipated as the holidays, beach-weather days or spring, but tax season still rolls around each year and often takes taxpayers by frantic surprise.

Setting Up an Emergency Management Plan for Your Business
How to prepare your business for unexpected disasters

All individuals and businesses should be prepared for the unexpected by setting up an emergency management plan. While an emergency fund can help individuals cover unexpected expenses such as a large medical bill, it will take more for businesses to be ready for a disaster.

6 Retirement Planning Mistakes
Avoid these mistakes when crafting your retirement plans

Planning for retirement is exciting, anxiety-inducing and complicated. Sometimes it seems you can’t even plan further than the weekend, so to plan your entire work-free retirement? That seems like a lot to handle.

Mobile Wallet Options
Manage your money digitally with these mobile wallets

The digital age is upon us and items like paper tickets, money and coupons are slowly becoming obsolete. Digital wallets are becoming more and more common, with built-in apps as well as available apps on almost every smartphone. If you’re looking for a mobile wallet that fits your lifestyle, consider these popular options.

Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
January 2018
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