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Shore Community Bank Newsletter
www.shorecommunity.bank  |  732-573-1136March 2018
 

 
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Shore Specials!

Check out our CD Rates!


15-Month CD Rate 1.59%  APY* 1.60%

21-Month CD Rate 1.73%  APY* 1.75%
 

*Rate/Yield Effective: 3/13/2018
*$500 minimum to open. Annual percentage yields assumes interest will remain on deposit, withdrawal will reduce earnings. Fees could reduce earnings. Interest rates and annual percentage yields subject to change with notice. Penalties may apply for early withdrawals.


Mortgage Rates!

30 Year Conventional Fixed Rate
4.50% APR 4.50%*
& 15 Year Conventional Fixed Rate
4.00% APR 4.01%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!


*Payment example: On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.50%, the principal and interest payment would be $1,013.37 per month.  **On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.00%, the principal and interest payment would be $1,479.38 per month. Rates based on 20% down payment purchase transaction up to $453,100 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice.

Are Passion Investments Right for You?
How wine, art and cars may be great assets in your portfolio


Luxury investing is by no means a fast-track to financial independence. It requires patience, foresight and, more often than not, a considerable amount of wealth to begin with. But if you have a portfolio that could stand supplementation and a hobby that might be profitable, passion investing might be an approach worth your consideration.
[FULL STORY]

Keeping Business and Personal Finances Separate
Learn why keeping business money out of your personal accounts is best


Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your money all in one place, but in reality it can open you up to trouble. The following suggestions will help you keep everything straight.
[FULL STORY]

What Purchases Are Okay to Make with Loans?
Can you use your loan for alternative costs?


After taking out a loan, it is possible to end up with more money than you needed. This can be unintentional and is a common occurrence in some cases, such as with student loans. So what purchases are okay to make with loans?
[FULL STORY]

Overlooked Tax Deductions for Homeowners
Four factors that could increase your tax return


While owning a home has its benefits, most homeowners will agree that their mortgage is a hefty expense to pay every month. To lessen the monthly burden of a mortgage payment, here are four tax deductions for which you may qualify that you might not know about.
[FULL STORY]

Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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