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Shore Community Bank Newsletter  |  732-573-1136April 2018

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Shore Specials!

Surf's Up!

Our Surf Savings account offers competitive interest rates with all the safety of FDIC Insurance-a welcomed alternative to traditional savings and Certificate of Deposit products. Higher interest rates are paid on higher balances with no early withdrawal penalties.

Surf Savings1 Interest Rate APY1
$.01 - $9,999.99 0.15% 0.15%
$10,000.00 - $1,000,000.00 0.75% 0.15% - 0.75%
$1,000,000.01 and Over 0.10% 0.75% - 0.15%

1Annual percentage yields assume interest will remain on deposit, withdrawals will reduce earnings. Fees could reduce earnings. This is a variable rate account, interest rate subject to change without notice. Minimum Balance requirements may apply to avoid fees. Limited to 6 preauthorized transfers or withdrawals.


Mortgage Rates!

30 Year Conventional Fixed Rate
4.50% APR 4.582%*
& 15 Year Conventional Fixed Rate
4.125% APR 4.267%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

*Payment example: On a 30 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.50%, the principal and interest payment would be $1,013.37 per month.  **On a 15 year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.125%, the principal and interest payment would be $1,491.94 per month. Rates based on 20% down payment purchase transaction up to $453,100 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice.

Guide to Investing in Your 30s
If you’re in your 30s, now is the time to prioritize investment

Your 30s are a time of transition. While you are no longer in the beginning years of adulthood, retirement is still far away. Investing may seem like less of priority than starting a family, purchasing a home or paying off student loans.

Compiling Your Business Marketing Plan
Know what you need to do to help your business succeed

If you’re considering launching your own small business, you know that there is a lot of planning that goes into making your dreams a reality. One key feature that requires a lot of research and preparation in every stage of an enterprise’s development is the marketing plan.

When to Pay Cash or to Finance
Determine which car buying method best fits your needs

Purchasing a vehicle is one of the largest and most important financial transactions you will make in your lifetime. One of the most significant choices to make is whether to finance a vehicle or pay for it outright with cash.

Unique Ways to Commemorate Memorial Day
10 ideas for honoring the military on May 28th

Whether or not you have a friend or relative who is serving in the military, Memorial Day is a somber holiday honoring those who put their lives on the line to protect the freedoms we enjoy every day in America. Here are 10 thoughtful ways to pay tribute on this occasion, many of them suggested by

Published by Shore Community Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
March 2018
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