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Shore Community Bank Newsletter  |  732-573-1136September 2018

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Shore Specials!

Check out our Summer CD Sale!

36-Month CD 

Rate 2.226%         APY* 2.250%


*Rate/Yield Effective: 9/9/2018
*$500 minimum to open. Annual percentage yields assumes interest will remain on deposit, withdrawal will reduce earnings. Fees could reduce earnings. Interest rates and annual percentage yields subject to change with notice. Penalties may apply for early withdrawals.


Mortgage Rates!

30-Year Conventional Fixed Rate
4.625% APR 4.71%*
& 15-Year Conventional Fixed Rate
4.375% APR 4.52%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

*Payment example: On a 30-year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.625%, the principal and interest payment would be $1,028.29 per month.  **On a 15-year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.375%, the principal and interest payment would be $1,517.24 per month. Rates based on 20% down payment purchase transaction up to $453,100 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice.

The Pros and Cons of Multiple Savings Accounts
Reach your financial goals faster by diversifying your savings

Depending on your spending and saving habits, having multiple accounts can make it easier to increase your savings. Explore the benefits and drawbacks to having multiple savings accounts to see if this option is right for you.

Buying vs. Leasing Your Equipment
The benefits of buying and leasing business equipment

Whether you’re starting up an accounting firm, a family-owned restaurant or a farm, you’re going to need equipment to get your business up and running. This will be one of the more significant financial decisions in a process filled with major money moves, and you will want to take the time necessary to consider whether buying or leasing better suits your needs.

What to Do When Your Account Has Been Hacked
Know the warning signs of a hacked account and learn how to respond to this stressful situation

While online banking can make money management convenient and intuitive, it can also leave your information exposed to online hackers. If you find yourself the victim of an account hack, it is important to know what to do and how to recover your information.

Factors That Influence Your Home's Value
Four factors that impact the value of your home

Your home will probably be your greatest financial investment, and doing what you can to protect that investment it is a constant effort. The best way to understand how value works when it comes to your home is to learn what these elements are.

Published by Shore Community Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
August 2018
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