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Shore Community Bank Newsletter  |  732-573-1136November 2018

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Shore Specials!

New Surf Savings

Our Surf Savings account offers competitive interest rates with all the safety of FDIC Insurance-a welcomed alternative to traditional savings and Certificate of Deposit products. Higher interest rates are paid on higher balances with no early withdrawal penalties.

Surf Savings1 Interest Rate APY1
$.01 - $9,999.99 0.15% 0.15%
$10,000.00 - $1,000,000.00 0.85% 0.15% - 0.85%
$1,000,000.01 and Over 0.10% 0.85% - 0.17%

1Annual percentage yields assume interest will remain on deposit, withdrawals will reduce earnings. Fees could reduce earnings. This is a variable rate account, interest rate subject to change without notice. Minimum Balance requirements may apply to avoid fees. Limited to 6 preauthorized transfers or withdrawals.


Mortgage Rates!

30-Year Conventional Fixed Rate
4.875% APR 4.96%*
& 15-Year Conventional Fixed Rate
4.625% APR 4.77%**

Call 732.573.1136 or visit any one of our Branches for a customized rate quote and
FREE mortgage checkup!

*Payment example: On a 30-year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.875%, the principal and interest payment would be $1,058.42 per month.  **On a 15-year fixed mortgage with a loan amount of $200,000 and an interest rate of 4.625%, the principal and interest payment would be $1,542.79 per month. Rates based on 20% down payment purchase transaction up to $453,100 loan amount. Interest rates on mortgages may vary. Rates are subject to change without notice. Equal Housing Lender

What Is a Money Market Account?
Money market accounts can provide a safe, productive way to store your money

A money market account is an account that typically comes with a higher interest rate than other savings accounts. If investing in stocks and bonds is not something that appeals to you, but you would still like to make your money grow safely, opening a money market account could be the right move.

Financial Tips for Young Entrepreneurs
Start your new career off on the right foot

No matter how old you are, the entrepreneurship bug can bite you and give you the itch to start a business.

When You Need a Co-Signer
The advantages of having a co-signer for an auto loan

If it’s your first time buying a car, it is likely that you won’t have enough funds to pay for it in cash. If you are a young driver, you likely also won’t have the necessary credit history to support a financial institution’s decision to loan you the money necessary for a purchase.

5 Easy Ways to Stay Active During Your Work Day
How to incorporate activity into your day

If your job requires you to sit for hours, take these simple steps to stay more active while at work.

Published by Shore Community Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
October 2018
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