Texas First Bankís Monthly eNews
March 2014
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Business of the Year
TFB named Texas City-La Marque Chamber of Commerce Business of the Year!
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Community Shred Day
Come and join us for our annual Spring Community Shred Day event!
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Texas Travelers
Find out what exciting trips we have planned for you!
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Staying on Top of Your Checking Account
You donít have to be an acrobat ó or an accountant ó to keep things in balance
Photo: Staying on Top of Your Checking Account
Chances are you have a checking account that you use all the time ó depositing paychecks, using a debit/check card, maybe even making automatic payments for regular bills. But whenís the last time you sat down and went over your account to make sure itís all in working order?
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College Savings Accounts for Grandchildren
Learn the ways you can help your grandchild pay for college
Photo: College Savings Accounts for Grandchildren
When you were a youngster and received a birthday card from your grandparents, did you ever happily open it, assuming there was a check in there? Chances are you did, and chances are there really was a check in there. Grandparents are often known for being generous, and it turns out that there may be some truth to that stereotype. More and more grandparents these days are in favor of helping pay for their grandchildrenís college fund.
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Small Businesses and Small Financial Institutions
The important relationship between a small business and its local financial institution
Photo: Small Businesses and Small Financial Institutions
When youíre dealing with the complex financial aspects of running a small business, you may find yourself thinking that the only important factor in deciding which financial institution to work with is if it is willing to provide funding. The size of the financial institution is an important consideration, however, and it can even impact the ease of obtaining future financing. There are many benefits to working with a small, community-based financial institution that small business owners should be aware of.
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Managing Capital vs. Cash in Your Small Business
The differences between cash and capital management for small business owners
Photo: Managing Capital vs. Cash in Your Small Business
Small business owners know how important it is to manage their cash flow, but they may be unsure exactly what this entails. Another common source of confusion among small business owners arises regarding the difference between cash and capital investments and figuring out how to manage both. The following information will help you determine how to best manage your small businessís capital and cash.
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Must-Watch Midseason TV Premieres
Check out these much-anticipated programs

If you like watching really good TV, you're in for some special treats this year. Several upcoming midseason premieres promise some of the best entertainment for the small screen. Here are five of the most anticipated TV shows this midseason has to offer.
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How to Do a Home Energy Audit
Save money on your future electric bills with an independent review

As the record-breaking winter weather clears in most areas of the country, many families are experiencing higher-than-usual energy usage. This additional energy consumption not only leads to expensive energy bills, but can be damaging to the overall environment. Consider conducting an energy audit of your home to save on future bills.
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Is an RV Right for You?
Reasons why purchasing an RV may benefit you
Photo: Is an RV Right for You?
When you think of investing in real estate, you probably automatically think of buying a home or a condo. But have you considered a recreational vehicle? Recreational vehicles, also known as RVs, have been around quite some time now, but recently, more and more people are purchasing them.
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Home Remedies for Nasal Congestion
Smart tips to help clear up that stuffy nose

You've been up all night with a stuffy nose and you're looking for relief. The good news is that there are a number of home remedies that can help you breathe easier.
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French Quarter, New Orleans
Take in all this historic neighborhood has to offer

A visit to New Orleans would not be complete without a day spent in the French Quarter. In fact, you could spend an entire vacation in the historic neighborhood.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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