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  April 2014 • • 617.928.9000

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MasterCard is Coming!
Great News!  Watertown Savings Bank has begun offering Debit MasterCard®!  Watch your mail!  Later this month we will be sending current WSB debit card owners a new Debit MasterCard. Moving our debit card program from Visa to MasterCard® will provide our customers with a list of additional features: Extended Warranty Insurance, Price Protection, Satisfaction Guarantee, and more. Using the WSB Enhanced Debit MasterCard is safer than carrying a lot of cash, plus you'll have Zero Liability* for any unauthorized purchases, which means greater peace of mind.
The Financial Skills Employers Wished You Had
Find out the financial-related skills your boss is after
Photo: The Financial Skills Employers Wished You Had
When entering the workplace, employers are on the hunt for workers with a wide variety of skills — and expertise in the financial realm falls heavily on the list.
Five Innovations That Can Save Your Business Money
Cut down your expenses while still running your business to its fullest potential
Photo: Five Innovations That Can Save Your Business Money
Looking for some cost-cutting ideas that will allow you to still promote your business? You’re probably wondering where you can sign up. There are tons of technical or non-technical innovations in this world that can help your business thrive while still allowing you to pinch pennies. Learn what they are:
Candy Alternatives for the Easter Basket
Healthy treats, pennies and more

If you want to avoid all the sugary treats when you’re helping the Easter Bunny with his basket creations, there are many ways to do this while still bringing smiles of delight to your children. We have some ideas to inspire the possibilities.
How to Recycle Everything
A quick guide to ditching your stuff

Each year, thousands of items are thrown into trash piles and landfills, creating environmental headaches for future generations. Consider recycling or passing on your unwanted items to others who may have a need for them. Future generations will appreciate a cleaner environment, and others will appreciate receiving items they may need.
Watertown Helps
Volunteers Wanted!

Join us on Saturday, May 10th for Watertown Helps Out: A Volunteer Day. Celebrate Watertown’s vibrant community spirit and give back by volunteering a few hours with a local organization.  You can volunteer with your family, a friend, or come and make new friends.
Fraud Alert
State Tax Lien Notices not issued by Dept. of Revenue

CAUTION: Communications are being sent to taxpayers with outstanding tax liens from those who may have criminal intent. Although these notices show amounts from actual tax liens, they are not from the Massachusetts Department of Revenue. Any notice from the MA Department of Revenue would be clearly marked as being issued by the agency and would not suggest a settlement amount, as many of these questionable notices do.
Pick Your Favorite Photos
Annual High School Photo Contest

Every year we ask local high school students to submit one photo to be considered for the bank’s upcoming calendar.  Twelve winners will be selected and will appear in the 2015 calendar that we distribute to our customers.  There are great prizes for the winners.  First place winner receives a $500 gift certificate.
Shredding Day Coming
Mark your Calendar!

Properly disposing of your confidential records is an important step in preventing identity theft. To assist you we are hosting a “shredding day” event on Saturday, May 10th from 9 am to 1 pm at our Waltham Center Branch office, 6 Lexington Street, Waltham (across from city hall).
Waverley Square Construction
Belmont Branch Access Will be Thayer Street

The Town of Belmont recently announced that the Waverley Sq. municipal parking lot and Church Street will be closed from April 14th through to May 30th while they resurface the street and lot and repair curbing. We will remain open for our regular business hours during the construction. During this time Watertown Savings Bank customers will need to use Thayer Street (off White Street) to access our customer parking lot.
Annual Arsenal Center for the Arts Benefit
Celebrating the Arts!

Do you have your tickets yet?  Come honor your bank for its support of the community, and the arts in particular, at a festive evening, Celebrating the Arts, at the Arsenal Center for the Arts on Tuesday, April 8, at 6:00PM.
Club 50 News
Hitting It Out of the Park!
by Karen Condor

April is a flurry of activity for Club 50 – featuring sign-ups for two much-anticipated trips and a new seminar!

Flag Day and Father’s Day Weekend is when Club 50 heads to Fenway for the Boston Red Sox vs. Cleveland Indians! The June 14th game (4:05 p.m.) will be preceded by a Fenway Park tour and an all-you-can-eat lunch at Fire & Ice. First-day sign-up: Friday, April 18th.

And for the First Day of Summer, Club 50 will be enjoying its first day of a Bar Harbor getaway!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.
March 2014
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