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  May 2016 • • 617.928.9000

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High School Photo Contest Winners

1st Prize Photo Twelve amazing photos were chosen as the winners of our Annual High School Photo Contest.  The winning photographs will comprise WSB’s 2017 calendar, available to bank customers each December.

Nearly 150 photographs were received from students who live or attend school in Arlington, Belmont, Lexington, Newton, Waltham, and Watertown. WSB employees selected the 12 finalists.  Everyone agreed that choosing the finalists was incredibly difficult because there were so many wonderful photos submitted.


Finance Mistakes With Long-Term Consequences
Avoid these top finance blunders

We all make mistakes, but when it’s a financial mistake, it can really cost you. And when it’s one that incurs a consequence that can last several years, then things can really turn ugly.
Small Business Creditworthiness
Demonstrating and improving your business’s creditworthiness

One of the most important aspects of receiving funding for your small business is demonstrating your creditworthiness to lenders. Here is some information that will help you determine how to demonstrate and improve your creditworthiness.
Health Benefits of Cycling
The upsides of getting back on the bike and riding

Whether you are looking to lose some weight, feel better about yourself or simply take up a new activity, cycling is a great use of your time. Cycling is a fantastic hobby that you can enjoy by yourself or with friends, at dawn or at dusk and in spring or in fall. It is also a hobby that has multitudinous benefits for your health.
What to Know About “Spear Phishing”
The latest scam thrives on familiarity

Most of us are aware of the term “phishing” — a con game in which scammers use spam, malicious websites, and online messages to trick people into divulging sensitive financial or personal information.
Shredding Day

Do you have old paper records? Properly disposing of your confidential records is an important step in preventing ID theft.  To assist you we are hosting a “shredding day” event at our North Waltham/Lexington Branch, 1075 Waltham Street, Lexington on Saturday, May 7th, from 9 a.m. to Noon, free of charge.
Upcoming Town Fairs

Watertown Savings Bank will have a booth at the following two town fairs in May:

Saturday, May 21st, Belmont Town Day, Belmont Center, 9 am to 4 pm

Saturday, May 28th, Discovery Day, Lexington Center, 10 am to 3 pm

Stop by and visit! We'll be handing out reusable water bottles. See you at the fair!

Chip Cards Are Coming!

Watertown Saving Bank will be sending our cardholders a new Debit MasterCard later this month that has a chip embedded.

What is a chip card? Chip cards are debit cards that have an embedded chip. They offer you advanced security when you use the chip to pay in store or at an ATM.

Hosmer School Library is a Happening Place!
by Kelly Cronin

In 2015 Watertown Savings Bank donated $1,000 to the Hosmer School for their library. School Librarian Anne Reid is working hard to get students hooked on reading! But she makes it look easy.
Club 50 News
Ciao and Bonjour! Last Call for Italian and French Rivieras!
by Karen Condor

You cannot beat group travel with Club 50 – we have the most fun! You can see above and on the bank’s website or Facebook page all those gorgeous smiles in front of that gorgeous scenery during our recent Big Spring 2016 Trip to Hawaii. So of course we want as many of our members as possible to join us for our Big Fall 2016 Trip to Italy!
Free Senior Movie Day

Wednesday, May 11th, Waltham’s Joyce Funeral Home, The Chateau, Mount Auburn Hospital, and Watertown Savings Bank invite you and your friends to the Embassy Cinema on Pine Street, Waltham, to view the classic comedy “Move Over Darling” with Doris Day and James Garner.  The show starts at 12:30 pm.  There will also be door prizes and entertainment and trivia by Bobby Vanaria. Admission and refreshments are FREE but you must reserve your seat by calling Maura at Joyce Funeral Home: 781-894-2895 (Monday-Friday between 8:30 am & 4:30 pm.)  See you at the movies!
Financially Savvy Seniors
Financial Workshops for Older Adults

You are invited to attend these two free workshops to be held in the WSB Room of the Watertown Free Public Library, 123 Main Street, Watertown.
Holiday Hours

All Watertown Savings Bank locations will be closed on Monday, May 30th for the Memorial Day holiday.

Bank employees and friends will be participating in Watertown's Annual Memorial Day parade. Staff will be handing out American flags along the route.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.
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