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  November 2017 • watertownsavings.com • 617.928.9000

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More Reasons to Download or Update the WSB Mobile Banking App!

There are new features on WSB Mobile Banking that will make your life easier during this busy holiday season!
  • Get greater control and security over your debit cards with the “Cards” feature
  • Change your password instantly
  • Log in with a touch of your finger
  • Pay your bills on the go
Get Started! Download the WSB Mobile Banking app or update it

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Have you Voted for your favorite Local Non-Profit Organization?
Voting for the Customer Choice Awards is underway! Don’t miss out!

Cast your vote on our website or pick up a ballot at any WSB branch. Voting is underway and will end on December 31st, 2017 (midnight). We encourage all of our customers to vote and support your favorite local non-profit organization. Watertown Savings Bank will be donating a total of $75,000 to local non-profit organizations based on our customers’ votes.


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Holiday Shopping on a Budget
Tips to limit what you spend on gifts this season

The holidays should be time for celebration and generosity, not for accumulating credit card debt and draining your savings. By sticking to a budget and following these simple strategies, you can bestow meaningful gifts while staying within your financial means.
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When is the Right Time to Buy a Retirement Home?
Steps you need to take to retire happily and hassle-free in the home of your dreams

You have worked hard for decades and you are finally seeing the light at the end of the tunnel: your retirement. Your plans do not call for you to stay in the same home, city or even region. You have plans to purchase a retirement home on some sandy, white beach or shrouded by rich, green trees in some mountainous area well off the beaten path. You have your vision, but how do you get there and when is the best time to do so?
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9 Tips for Getting a Better Night's Sleep
Enjoy deeper rest with these sleep strategies

It is common knowledge that each adult should aim for a minimum of 7 hours of sleep each night. However, some people might be unfamiliar with how to improve sleep quality. Consider implementing these practical suggestions to help your body consistently get a good night’s sleep.
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9 Experiences to Give as Gifts
Avoid holiday shopping lines by giving the gift of experiences

With the holiday season approaching, you might already have started to purchase gifts for friends and family members. However, there are only so many material possessions a person can have. If you’re having trouble knowing what to get someone on your list, consider giving them an experience instead.
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Winter Home Maintenance Checklist
Prepare your home for the woes of winter

Discover how you can protect your home from the harsh temperatures and conditions that cold weather brings.
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Closed on Saturday, November 11th
All WSB locations will be closed on Saturday, November 11, in observance of Veterans Day. We sincerely thank all our veterans for your sacrifices, and your service.
Community Events
Tree Lighting Ceremony
We invite you to join us for the annual Tree Lighting Ceremony!

Where: Watertown Square
When: Friday, December 1st

Santa arrives by 5:15pm and the tree lights will come on at 5:30pm

Reception will follow at Watertown Savings Bank, 60 Main Street, Watertown Square.

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Community Events
Santa at Watertown Savings Bank!
Santa will be visiting most of our WSB Branches in December.

Stay tuned for the schedule!
Club 50 News
"Fall"-ing for the Holidays in Club 50!

Just a reminder about our Annual Club 50 Holiday Party on either Wednesday, December 6th or 13th. The deadline was Friday, November 3rd, but in the spirit of the season in Club 50 we truly believe in “the more the merrier”! We don’t want any of our members to miss out, so please send in RSVPs as soon as possible. We will still be accepting your reservations. The parties will once again be hosted at The Westin Waltham-Boston and we look forward to seeing you there!
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Sandy’s Financial Corner
Medicare and Your Employer Health Plan

If you plan to continue working after you reach age 65, you may be wondering how Medicare coordinates with your employer's group health plan. When you're eligible for both types of coverage, you'll need to consider the benefits and costs, and navigate an array of rules.

Read more about Long-Term Care Insurance and schedule an appointment with Sandy Penchansky, CFP® to discuss your Insurance options that fit your needs.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and Watertown Savings Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States are not deposits or obligations and are not guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
 
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.
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