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| | Sandy’s Financial Corner
Life Is for the Living, and so Is Life Insurance
Life can be busy. The requirements of work and family often leave little time to step back and think about where you've been and where you're heading. But as your responsibilities grow, so does the need to evaluate what would happen if life for you stopped. September is Life Insurance Awareness Month and a good time to reflect on how life insurance can help those you leave behind — the living.
Read more about Life Insurance and schedule an appointment with Sandy Penchansky, CFP™ to discuss financial options that fit your needs.Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and Watertown Savings Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States, are not deposits or obligations, and are not guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. [FULL STORY]
| | Stay Up-to-Speed on Your Account Balance
Starting September 15, 2017, payments will be able to move faster in and out of your account.
For example, your utility bill payment or your phone bill payment may be pulled from your account on the very same day, shortening the timeframe for “pending” transactions.Get into the habit of checking your account balances at the close of each business day and plan to have funds available when making payments. [FULL STORY]
| | Determining How Much to Save Each Month
Save for the future month-by-month
Saving for the future is often overwhelmed by today’s bills and financial pressures. Yet, despite the challenges of setting money aside, it’s so important for your financial well-being to try and save a target amount each month. [FULL STORY]
| | What is a Home Equity Loan?
Check out this loan option that might be available to you
Buying a home is typically the largest purchase that many Americans will make in their lifetimes—and most won’t own their home outright for 15 to 30 years, depending on their mortgage term. As you pay off your mortgage month by month, the percentage of property that you own increases. This is called “equity,” which Investopedia.com defines in real estate as the difference between the market value of the home and how much is still owed to the mortgage lending institution. When you need extra funds, it is possible to take out an equity loan against the value of your dwelling. [FULL STORY]
| | 4 Superfoods to Add to Your Diet
Add some of these superfoods to your diet for maximum health benefits
Maintaining a healthy body depends largely on the types of food that you eat. “Superfoods” are a good choice, as they are packed with vitamins, minerals, antioxidants and other nutrients, helping you take care of your body and maintain its well-being. However, what superfoods should you be eating? [FULL STORY]
| | How to Remove Coffee Stains from Your Life
Tips and tricks for removing coffee stains from problem surfaces
It’s inevitable—coffee stains everything. However, that doesn’t mean it’s impossible to get those stains out. Depending on what material the coffee has been spilled on, there are a variety of tools you can use to remove the stains. [FULL STORY]
| | Experience Fall Foliage in New England
The most picturesque spots in New England to visit this autumn
Whether you are a native or a visitor, you can maximize your autumn in New England by visiting these particularly picturesque destinations. [FULL STORY]
| | Community Events
Come visit us at the following events:
Saturday, September 16th:
Arlington Town Day, from 10am to 3:30pm
Waltham Day, from 11:30am to 4pm
Saturday, September 23rd:
Faire on the Square, Watertown, from 10am to 4pm
| | Misplaced your WSB Debit Card? Turn it off!
Take full control of your WSB debit card with CardValet®
The mobile app gives you the ability to turn your card on and off. So whether you misplaced or forgot your card, or for extra security, just turn off your card until you find it or want to use it again.
With CardValet®, you can also enjoy features like getting purchase alerts in real time, setting spending limits, and identifying a geographical area where you want your card to work.
Want more convenience? Some of the key CardValet® are coming soon to WSB Mobile Banking! Stay tuned!
Download CardValet® onto your iPhone® or other mobile device. Follow the instructions to add your WSB debit card.
| | Upcoming Customer Appreciation Cookout
We’re nearing the end of our Customer Appreciation Cookouts! Make sure to stop by to say ‘hello’ and enjoy lunch on us! It’s a great time to catch up with your friends and neighbors, and meet WSB staff ready to help serve lunch or answer your banking questions!
September 8 from 11:30am to 1:30pm10 Bigelow Avenue, our East Watertown Branch [FULL STORY]
| | Club 50 News
Ready for more?
Club 50 is always looking ahead to their next big adventure. What’s on the docket for our group you might ask? Next week is the start of another European excursion as Club 50 heads off on Friday, September 15th for our Rhine River Cruise! The trip begins with four days pre-cruise in Amsterdam then Belgium, followed by an 8-day/7-night Bruges-to-Basel Viking River Cruise. What a way to end the summer season! However as usual, as soon as they return we will already be preparing for the next big adventures that lie ahead! [FULL STORY]
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.