Watertown Savings Bank
  January 2018 • watertownsavings.com • 617.928.9000

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Readers Choice Awards are here!

It’s that time of the year: Wicked Local’s Readers Choice Awards! Thanks to you, we won Regional Gold the past eight years and were recognized as the #1 Community Bank in Arlington, Watertown, and Waltham! With your help and our hard work, we hope to make it nine years in a row!

Cast your vote by visiting Wicked Local’s website or by filling out a ballot at one of our branch locations.

Sandy’s Financial Corner
New Year. New Financial Goals.

Now is the time to look ahead and identify ways to save and invest, and ensure you will be in a position to meet your financial goals. Whether you are saving for retirement, a new home, or your kids’ college education, you will benefit from sitting down with a financial planner to identify and review the right approach for you.

Watertown Savings Bank offers access to investment services through Infinex Financial Group. Infinex Financial Group is the largest provider of investment and insurance products and services for community banks. Infinex specializes in stocks, bonds, mutual funds, and insurance service for bank customers.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and Watertown Savings Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States are not deposits or obligations and are not guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.


Saving for the New Year
Turn over a fresh financial leaf

A new year provides a great opportunity to press the reset button on your financial goals. Whether you are continuing your current resolutions or initiating new ones, here are some strategies to help boost savings and curb expenses in 2018.
Tips for Paying Off Credit Card Debt
Getting your credit card down to a zero balance is possible if you know how to go about it

Paying off your debt is imperative for helping boost your credit score, freeing up money for things you need or for saving and providing much-needed financial peace of mind. All too often, however, paying off debt feels like an uphill battle. With a few steadying principles and approaches, you can get over the hump and arrive at the peak of financial freedom.
Do’s and Don’ts of Making Your Own Bread
Bake the best bread with these tips

To make sure your next batch of homemade bread meets bakery standards for taste and appearance, incorporate these bread-baking tips.
Guide to FAFSA
Everything you need to know to fill out your FAFSA

When gearing up for college, one form is mentioned over and over: the Free Application for Federal Student Aid, or FAFSA. Basically, the government uses the FAFSA to calculate just how much a particular applicant’s family can be expected to contribute to his or her college costs. Therefore, it directly affects how much financial aid the government is willing to offer.
WSB Tax Escrow and the Prepayment of Property Taxes
Action may be required

We may have finally seen it all! Thousands of people across the country were lining up, no – clamoring, to prepay their local property taxes before the start of the New Year. Never thought you’d see the day, right? With recent changes made to federal tax law, and its effect upon the relative deductibility of state and local taxes in 2018, however, many of our own customers did the same.

We certainly applaud smart tax planning, but want to take this opportunity to ask those of our mortgage customers who did prepay their property taxes to please notify us as soon as possible.

New Waltham Branch Location!

Have you visited our new branch location at the Market Basket Plaza in Waltham?

Stop by for your chance to win a $500 gift card to Market Basket®1! Also, learn more about our special offer and gift when opening a new Free Checking Account.

Shop. Dine. And now bank at the Market Basket Plaza.

1You do not need to be present to win. Must legally reside in the U.S. to win. The prize value must be reported to the IRS. No purchase necessary to win.

Club 50 News
Start looking into 2018…the view is amazing!

First and foremost, we want to wish everyone a happy & healthy New Year from Club 50!

We have been kept very busy after the holidays working on all of our travel plans for the upcoming year!  We have just about finalized the 2018 Travel Calendar, which will be revealed at our annual Travel Seminar on Thursday, February 1st. The night will be hosted at The American Legion Post 440 in Newton, starting at 5pm. Here, our members receive an overview of all the new trips for the entire year; daytrips, overnights and weekends! Join Connie and Lynne as they get everyone in the room excited and ready for the new adventures ahead! Guests will also get a sneak preview of our potential big trips for 2019. We won’t ruin the surprise here…make sure you attend the seminar to find out what we have in store!

Published by Watertown Savings Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.
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