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January 2019

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Happy New Year from Lenco CU!

Notice of Annual Membership Meeting

Lenco Credit Union’s Annual Meeting is scheduled for Thursday, April 18, 2019 at 7:00 pm. The meeting will be held at Stable Restaurant located at 116 N. Main Street, Blissfield, MI 49228. All members are invited and are welcome to attend.

Important Year End Tax Information

This year members who earned dividends during 2018 should use the “Year-to- Date Divd Paid” amount listed on your end of the year statement for tax filing purposes in lieu of IRS Form 1099-INT. This amount is claimed as Interest Earned on tax forms. A separate Form 1099-INT will not be mailed. Members with home equity loans and mortgage loans will be receiving an IRS Form 1098 (Mortgage Interest Statement) showing year-to-date interest paid on the loan in a separate mailing.

Receiving a tax refund? Take advantage of the IRS Direct Program, the convenient and safest way to get your refund. Simply include Lenco Credit Union’s routing number (272476268) and your account number directly on your 1040 form in the section labeled “Refund”. The IRS will transmit your refund directly to your account. There is no check to get lost or stolen plus you’ll receive your refund up to three weeks quicker.
Start the New Year off Right with These Savings Tips
Fresh financial habits to maximize your savings

A new year is a great time for a money makeover. If you struggle with saving, or want to save even more than you do already, here are seven strategies worth implementing.

How Does the Interest Rate Affect You?
The rates are steadily rising

Since the recession of the late 2000s, the U.S. economy has continued to recover and grow again. Simultaneously, the cost of borrowing money, or the interest rate, is on the rise.

Stay Busy with These Fun Hobbies
7 delightful pastimes to try in the new year

Incorporating hobbies into your daily routine has many benefits. Take advantage of these perks when you try one or more of these activities.

Tips for Beating the Winter Blues
Ward off the winter doldrums with these healthy habits

Do holiday stress and shorter days have you feeling grumpy and lethargic? Try these tips and say goodbye to the winter blues.

Published by Lenco Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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